Savvy Saving Couple
- Effective Date: 1/3/2026
- Last Updated: 1/4/2026
We are committed to protecting your privacy and handling your personal information with care and transparency. This comprehensive Privacy Policy outlines our practices in compliance with a wide range of privacy laws, including the General Data Protection Regulation (GDPR), Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA), and the growing number of U.S. state privacy laws (including the CCPA/CPRA).
1. Information We Collect
We collect personal information to provide and improve our services, communicate with you, and enhance your experience on our Site.
- Information You Provide Directly (Identifiers): This includes your name and email address when you subscribe to our newsletter, leave a comment, or fill out a contact form. It also includes any other information you provide when participating in a survey, giveaway, or contest.
- Information Collected Automatically (Internet/Network Activity): When you visit our Site, we automatically collect certain information about your device and activity. This includes your IP address, browser type, operating system, and a record of the pages you view. This information is collected through cookies and other tracking technologies.
- Sensitive Personal Information: We collect precise geolocation through third-party services like Raptive and other ad partners, which is considered Sensitive Personal Information under the CPRA.
- Third-Party Data (Inferences): We use third-party services like Google Analytics and advertising partners who collect information about your visit. This data is used to create inferences (a profile reflecting your preferences) for traffic analysis, understanding our audience, and delivering relevant content.
2. How We Use Your Information (Business Purposes)
We use the information we collect for the following business and commercial purposes:
- To operate and maintain our blog and respond to your comments and inquiries.
- To analyze website traffic and user behavior, and to improve our content and user experience.
- To personalize the content and targeted ads you see, including by using third-party services like Raptive.
3. Cookies, Tracking, and Data Disclosure
A. Tracking Technologies
We use cookies and similar tracking technologies to improve our Site and your experience.
- Google Analytics: You can opt-out of Google Analytics tracking by using the Google Analytics opt-out browser add-on, available here, or by managing your cookie preferences directly in your browser settings.
- Advertising (Raptive): CMI Marketing, Inc., d/b/a Raptive (“Raptive”) is a service provider of this Site for the purposes of placing advertising. Raptive will collect and use certain data for advertising purposes. To learn more about Raptive’s data usage, click here: https://raptive.com/creator-advertising-privacy-statement.
- Amazon Affiliate Links and Tracking: When you click on an Amazon affiliate link on our site, Amazon places a tracking cookie on your browser. This tracking is governed entirely by Amazon’s own Privacy Policy. We do not have access to your personal purchasing information from Amazon, only aggregated sales reports.
B. Disclosure (Sale or Sharing)
By allowing third-party technologies (including those from Raptive, Amazon, and Google) on our Site, we are disclosing or making your personal information (specifically Identifiers and Internet Activity) available to these Third Parties for purposes of targeted advertising. Under U.S. state privacy laws, these disclosures constitute a “sale” or “sharing” of personal information, which gives you the right to opt-out.
4. Data Retention Policy
We only retain Personal Information for as long as is reasonably necessary and proportionate to fulfill the purposes for which it was collected. The retention period for each category is determined based on the length of your active relationship with us, our need for long-term analytics, and legal obligations.
| Categories of Personal Information | Retention Criteria |
| Identifiers (e.g., Email Address, Name) | Retained for the duration of your active subscription or relationship with us (e.g., until you unsubscribe or request deletion). |
| Internet or Electronic Network Activity (e.g., IP address, browsing history, ad tracking data) | Retained for up to 14 months for user-level data used in analytics and advertising to track seasonal trends and improve our Site, or until a verified deletion request is received. |
| Sensitive Personal Information (Precise Geolocation) | Retained only for the duration of your visit to the Site and immediately used for the limited purpose of serving region-specific content and ads, or until you exercise your Right to Limit. |
| Transaction Data (Affiliate Clicks) | Aggregated sales reports (which contain no personal information) are retained for up to 7 years for tax and accounting purposes. |
5. Your Privacy Rights and Choices
We respect your right to control your personal information. Depending on where you live, you may have the following specific rights regarding your data:
For Residents of U.S. States with Privacy Laws (CCPA/CPRA, etc.)
- Right to Know: Request a copy of the specific pieces of data we have collected about you.
- Right to Correct: Request correction of inaccurate data we hold about you.
- Right to Delete: Request deletion of your data, subject to certain legal exceptions.
- Right to Opt-Out of Sale/Sharing: Direct us not to sell or share your information for targeted advertising.
- Right to Limit Use of Sensitive Personal Information: Direct us to limit the use and disclosure of your precise geolocation to only what is necessary to perform the services reasonably expected by an average consumer.
For Residents of the European Union (GDPR)
- Access, Rectify, or Erase: The right to access, rectify, or erase your personal data.
- Data Portability: The right to receive your data in a structured, commonly used format.
- Object to Processing: The right to object to the processing of your data.
- Withdraw Consent: The right to withdraw your consent at any time.
For Residents of Canada (PIPEDA)
- Access and Correction: The right to request access to and correction of the information we hold about you.
- Withdraw Consent: The right to withdraw your consent for the collection, use, and disclosure of your personal information at any time, subject to legal restrictions.
6. How to Exercise Your Rights and Opt-Outs
To exercise your rights, including opting out of communications or data collection, please use one of the following methods:
Opt-Out of Sale/Sharing and Limit SPI
You may exercise your Right to Opt-Out of Sale/Sharing and your Right to Limit the Use of Sensitive Personal Information in one of two ways:
- Click the “DO NOT SELL OR SHARE MY PERSONAL INFORMATION” link found in our website footer.
- Activate a Global Privacy Control (GPC) signal on your web browser or device. We are required to honor the GPC signal as a valid opt-out request.
Direct Requests (Know, Correct, or Delete)
For all other rights (Right to Know, Correct, or Delete), please contact us using the email address provided in Section 9. Please include “Privacy Request” in the subject line.
- Verification: We will need to verify your identity by matching the information you provide with the data we have on file before fulfilling your request.
- Authorized Agent: If you are using an Authorized Agent to submit a request on your behalf, we require written proof of the agent’s authority to act for you, and we may still require you to verify your own identity directly with us.
7. Children’s Privacy
Our Site is not intended for individuals under the age of 18. We do not knowingly collect or solicit personal information from children under 18. Furthermore, we do not sell or share the personal information of consumers we actually know are under 16 years of age. If we learn that we have collected information from a child under 18 without parental consent, we will delete that information as quickly as possible. If you believe we might have any information from or about a child under 18, please contact us immediately.
8. Third-Party Links
Our blog may contain links to other websites that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
9. Updates to this Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the “Last Updated” date. We encourage you to review this policy periodically.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:
Jared Desrosiers
181 Perryville Rd
Rehoboth, Ma 02769